Terms & Conditions: 1. Payment Terms: Payment is due immediately. Delayed payments will incur interest at 24% per annum. 2. Additional Charges: Packaging, hamal (loading/unloading), and transportation charges are extra and must be paid in advance. 3. No Returns or Exchanges: Goods once sold are not eligible for return or exchange under any circumstances. 4. Transit Risk: We are not responsible for any loss, theft, or damage to goods during transit. Responsibility lies with the buyer or carrier. 5. Jurisdiction: All disputes arising from this transaction shall be subject to the exclusive jurisdiction of PCMC (Pune), Maharashtra. 6. Legal Action for Non-Payment: Unpaid invoices or bounced cheques may lead to civil or criminal legal action at our sole discretion.